What could you actually walk away with after selling your home?
The sale price is only part of the equation.
Phil can prepare a preliminary seller net sheet showing how estimated selling costs, loan payoff and other transaction expenses may affect what you actually receive at closing.
No pressure. No obligation. Just a clearer picture of the numbers.
Tell me a little about the property.
You do not need every number to get started. Provide what you know and Phil can help fill in the rest.
A better number than the sale price alone.
A preliminary seller net sheet can estimate items such as:
- Expected sale price
- Mortgage or loan payoff
- Listing-side representation
- Negotiated buyer-broker compensation, if applicable
- Escrow and title expenses
- Transfer taxes
- HOA-related costs where applicable
- Seller credits
- Known transaction expenses
- Estimated proceeds to the seller
Actual final proceeds depend on the accepted offer, closing date, payoff figures and final settlement charges.
California selling costs are not identical from one property to another.
Online calculators can be useful for rough estimates, but real transactions can vary based on:
- Property location
- Sale price
- Listing package
- Loan payoff
- HOA
- City and county transfer taxes
- Buyer requests
- Seller credits
- Repairs
- Negotiated offer terms
- Other property-specific expenses
Phil's goal is to help you look at the transaction you may actually have rather than simply applying one generic percentage to every seller.
The listing fee does not have to rise automatically with your home's value.
Phil provides full-service seller representation for a transparent flat listing fee. That means the listing-side representation cost can be entered into your seller net sheet as a clear amount rather than automatically calculating it as a percentage of the final sale price.
Other transaction costs may still apply. Buyer-broker compensation, if requested in an offer, is negotiated separately. All commissions and compensation are negotiable.
You do not need to know the exact sale price yet.
If you are still deciding whether to sell, Phil can review the property and relevant market data before preparing a more useful estimate. A seller net sheet can be adjusted as the pricing strategy changes or once an actual offer is received.
This is when knowing the numbers early matters most.
If the expected sale price is close to your mortgage payoff and selling costs, a preliminary net sheet can help identify that before the property is listed.
Phil has experience through multiple market cycles, including short sales and transactions involving limited seller equity. The purpose is not to assume there is a problem. It is to understand the numbers early enough to evaluate your options.
This is not just an automated lead calculator.
Phil reviews seller situations personally. If you decide to move forward, you work directly with Phil on pricing, strategy, offers, negotiations and the major decisions throughout the transaction.
Seller net sheet questions.
What is a seller net sheet?
A seller net sheet estimates what a homeowner may receive after subtracting loan payoff and estimated transaction costs from the expected sale price.
Is a seller net sheet exact?
No. It is an estimate. Final proceeds depend on the actual sale price, closing date, lender payoff, negotiated terms and final escrow settlement statement.
Do I need to know my exact mortgage payoff?
No. An approximate balance can be used for an early estimate. Escrow obtains the official payoff information during an actual transaction.
Do I have to list my home to request one?
No. You can request a preliminary seller net sheet before deciding whether to list.
Can you prepare one before I decide whether to sell?
Yes. That is one of the main reasons to request a preliminary net sheet.
Does the net sheet include buyer-agent compensation?
If seller-paid buyer-broker compensation is being considered or requested, it can be included as an estimated transaction cost. That amount is negotiable.
Can you update the net sheet when I receive an offer?
Yes. The estimate can be updated using the actual offer price, credits and other proposed transaction terms.
Does this replace my final escrow settlement statement?
No. It is a planning estimate, not the final closing statement.
Find out what selling could look like before you commit to it.
Send Phil the property information you have and get a clearer picture of the potential proceeds and selling costs.
No pressure. Just a more informed starting point.